Weighing your options when borrowing.
Byline: Joan Moran In today's society, it is normal to have to borrow for life's major expenses, such as a home, car or education. And when these expenses are combined with repayment schedules for other debt, such as credit cards and medical costs, as well as standard...

Economic & market indicators.
Market Rates and Bond Yields--% Mar. Sept. Mar. Sept. Mar. Mar. 2007 2006 2006 2005 2005 2004 Reserve Bank Discount Rate 6.25 6.25 5.53 4.59 3.58 2.00 Prime Rate (monthly average) 8.25 8.25 7.53 6.59 5.58 4.00 Federal Funds Rate 5.26 5.25 4.59 3.62 2.63 1.00 3-Month Treasury Bills...

Banco de Oro launches up to P2.9-B LTNCD.
Byline: JAMES A. LOYOLA Banco de Oro Universal Bank has signed up Standard Chartered Bank to be the placement and market maker for the second series of its long term negotiable certificates of deposit issue worth P1.5 billion to P2.9 billion. In a disclosure to...

BSP approves Banco de Oroa[euro][TM]s bid to issue P1.5-B LTNCD.
Byline: ANA MARIE MACUJA Banco de Oro Universal Bank (BDO) has obtained the approval of the Bangko Sentral ng Pilipinas to offer P1.5-billion worth of Long Term Negotiable Certificates of Deposit (LTNCD). In a disclosure to the Securities and Exchange Commission (SEC), BDO said the...

Economic indicators.
Market Rates and Bond Yields--% Sep. Mar. Sep. 2005 2005 2004 Reserve Bank Discount 4.59 3.58 2.58 Prime Rate (monthly average) 6.59 5.58 4.58 Federal Funds Rate 3.62 2.63 1.61 3-Month Treasury Bills 3.42 2.74 1.65 6-Month Treasury Bills 3.67 3.00 1.87 3-Month Certificates of Deposit 3.87 2.97 1.86...

Economic indicators.
Market Rates and Bond Yields--% June Dec. June 2005 2004 2004 Reserve Bank Discount 4.01 3.15 2.01 Prime Rate (monthly average) 6.01 5.14 4.00 Federal Funds Rate 3.04 2.16 1.03 3-Month Treasury Bills 2.97 2.19 1.27 6-Month Treasury Bills 3.13 2.43 1.60 3-Month Certificates of Deposit 3.38 2.45 1.46...

Economic indicators.
Market Rates and Bond Yields--% Mar. Sept. Mar. 2006 2005 2005 Reserve Bank Discount 5.53 4.59 3.58 Prime Rate (monthly average) 7.53 6.59 5.58 Federal Funds Rate 4.59 3.62 2.63 3-Month Treasury Bills 4.51 3.42 2.74 6-Month Treasury Bills 4.62 3.67 3.00 3-Month Certificates of Deposit 4.88 3.87 2.97...

Economic indicators.
Market Rates and Bond Yields--% Dec. June Dec. 2005 2005 2004 Reserve Bank Discount 5.15 4.01 3.15 Prime Rate (monthly average) 7.15 6.01 5.14 Federal Funds Rate 4.16 3.04 2.16 3-Month Treasury Bills 3.89 2.97 2.19 6-Month Treasury Bills 4.18 3.13 2.43 3-Month Certificates of Deposit 4.45 3.38 2.45...

Economic indicators.
Market Rates and Bond Yields--% Mar. Sept. Mar. 2005 2004 2004 Reserve Bank Discount 3.58 2.58 2.00 Prime Rate (monthly average) 5.58 4.58 4.00 Federal Funds Rate 2.63 1.61 1.00 3-Month Treasury Bills 2.74 1.65 0.94 6-Month Treasury Bills 3.00 1.87 0.99 3-Month Certificates of Deposit 2.97 1.86 1.03...

Measure your marketing in five steps: to justify your expenses, you must have, at minimum, a formal marketing plan and a measuring system to show how you are achieving the bank's goals.
Are you spending your marketing dollars on the right things? Do you know what to expect for the money you are spending? When all is said and done, what is your return on investment? These are questions that CEOs as well as bank marketers frequently ask themselves about expenses....