RESPs: the wrong way to support saving for higher education. (Communique).
For release Friday, December 13, 2002, at 10:00 a.m. Toronto December 13, 2002--Registered education savings plans and related government grants are a needless, complex and ill-defined way of supporting postsecondary education, says a new study published by the C.D. Howe Institute. "The primary effect of...

Financing your mobility needs. (Mobility).
The American Association of People with Disabilities (AAPD) strives to empower all people with disabilities, both economically and politically, and works to ensure their civil rights, equal opportunities and equal services. AAPD knows, however, that many individuals with disabilities do not have access to capital and the full spectrum...

Women worth their weight in gold to Sri Lankan Banks.
THE advertisement glitters. Ornate gold necklaces, heavily engraved gold bangles and gold sovereigns -- eight grams of pure 22-karat gold -- dance across the television screen. But this is no advertisement for jewellery dealers. This is how the Bank of Ceylon, Sri Lanka's leading state-owned bank, sets out to...

How to stop identity theft: fingerprinting could be the best way to put cybercriminals under your thumb.
SINCE THE DAY BRANDON MAYFIELD, A LAWYER from Portland, Oregon, was released from federal custody after a fingerprint had linked him to this year's Madrid terror bombings, a national debate has erupted over the scientific validity of fingerprint identification. Legal scholars and defense attorneys have been shocked to discover...

Technology puts the power in payment processing; in the end, there's nothing more important to your company's success than getting paid by customers for your DR products. New advances in payment processing technology have made old problems in finalizing payment easier to erase.
Get paid. Two words that put the proverbial exclamation mark on the end of sales. Get paid--then and only then--is the sale done. Thanks to the payment processing industry's tinkering with technology, paydays for DR marketers are getting easier and coming faster. Today, payment processing is reeking...

Investing in investment education.
April is Financial Literacy for Youth Month (see this month's What's Working in Education section for a wealth of online curriculum resources on the topic). So it might be the right time to invest in The Young Investor: Projects and Activities for Making Your Money Grow. In the book,...

Tax-favorable health savings accounts and employee coverage.
THE REAL ESTATE APPRAISERS GROUP INSURANCE TRUST (REAGIT), WHICH OVERSEES THE APPRAISAL INSTITUTE-ENDORSED INSURANCE PLANS for members, has announced that all of the plans available to members and their families are now HSA-qualified plans, which include significant tax advantages to the member. As announced last year, health...

The effect of health on retirement saving among older workers.
Using data from the first wave of the Health and Retirement Study, the authors investigated the association between health and retirement saving. The two most important findings were that (1) health has a large, significant effect on both the probability that a person nearing retirement age will contribute to...

Bringing home budgeting realities.
For the past seven years, 7th-graders at Greenwood Middle School in Indianapolis have practiced their math skills while learning how difficult it can be to pay all the bills as adults. The Reality Store project ties together a math unit on check-writing and a language arts course in life...

Debiting technology sprouts through FTC barriers.
Laying the groundwork for business regulation is an ardent task for the Federal Trade Commission (FTC), one that requires continuous development and maintenance. Because when it comes to business, technology and innovation are like those stubborn weeds that manage to grow through asphalt. They always find a way. ...