Direct response pays off: mortgage, credit and banking institutions all invest in DR's back-end sales principles.
When DRTV talks real estate and investments most people think Carleton Sheets for obvious reasons. Sheets' "No Down Payment" real estate investment educational series has been a DRTV hit for more than 20 years and still ranks as the No.1 business opportunity product on the Infomercial Monitoring Service's (IMS)...

Banks in small communities in Canada: 1998-2004.
Abstract This paper examines changes in the provision of fundamental services to smaller communities in Canada. The research analyzes changes in the network of Canadian banks over the period 1998 to 2004 for the 874 places in Canada that reported populations of less than 50,000 inhabitants in...

Health savings accounts, other products can promote better health behaviors.
Health savings accounts and other consumer-directed insurance products can help lower health care utilization and encourage better health behaviors, according to an industry expert. Consumers "begin to recognize that the behaviors that they have can lead to a health outcome that can actually cost them money in...

How do single non-married women save for retirement?
With fewer retirement funds than men, and more years to live, women are at greater risk of poverty in later life (Rowland & Lyons, 1996). Not many studies have been devoted to understanding how single non-married women save for retirement. Using data from the 2000 Health and Retirement Study...

Wachovia chooses March DVRs.
March Networks[TM] DVRs and Enterprise Management Suite software have been selected by Wachovia Bank, N.A. as the standard digital video surveillance system for Wachovia's retail banking facilities and international corporate offices. Wachovia selected the products and optional Banking Assistant software module following a thorough product evaluation process conducted by...

HSAs may make consumers try harder to stay healthy.
Health savings accounts and other consumer-directed insurance products can help lower health care utilization and encourage better health behaviors, according to an industry expert. Consumers begin to recognize that their behaviors can lead to a health outcome that might cost them money in the long run, said...

Cash payment option helps direct response merchants combat lost revenue.
In the ultra-competitive direct response market, retailers are looking for an edge to increase sales and reach new consumers. With many leaders in direct response retailing moving customers toward electronic payments, it's easy to forget that many U.S. consumers still prefer to pay via check or cash. In fact,...

Design and simulation of an input queuing packet switch.
Abstract: Many Architectures of Internet routers, ATM and Ethernet switches have been proposed and analysed in literature. Theoretically reliable and valid solutions have been developed to achieve high performances, but a lot of them are not feasible in practice for commercial and technological reasons. Few papers develop the implementation...

Don't dismantle Social Security.
As we pursue our national goal of economic security in retirement, it is clear that Social Security needs to be strengthened now for our children and grandchildren. But we must make sure that the solution is not worse than the problem. One path we should avoid is...

Parking/transit cards.
Lexis Systems, Inc. is changing the way their contact-less transit cards, SmarTrip[R] cards, are being distributed with the introduction of the X2-CD SmarTrip[R] Card Dispenser. The fully automated X2-CD makes cards available immediately, and provides the additional benefit of increased security using a cashless system. The X2-CD accepts $1,...