Home Equity direct mail campaign.
[ILLUSTRATIONS OMITTED] Institution: Provident Bank, Baltimore Assets: $6 billion Agency: PSB, The Superstore, Calif. The objective of this direct mail campaign was to promote an increase of fixed-rate home equity loans and variable-rate home equity lines of credit. A secondary purpose...

Employer can go green, but must follow some rules.
Byline: ON THE JOB Bureau of Labor & Industries For The Register-Guard Question: For the purpose of reducing the usage of paper in my company, can an employer pay an employee with a debit card instead of issuing a paycheck? Answer: An employer can pay...

Visa Payroll Card. (Finance: advertisement).
Visa U.S.A. Payroll Card reduces employer costs and offers convenience to employees Visa U.S.A. Payroll Card The Visa Payroll card is a prepaid Visa card that enables employers to facilitate direct payroll deposits to employees, particularly those who do not have an existing banking relationship....

Avoid the Credit Card Trap.
You have finally arrived at school! Near the bookstore is a crowded booth. A student walks away smiling, carrying a new T-shirt. That student is the proud owner of a new T-shirt and a new credit card. He received the T-shirt by signing up for the credit...

Wells Fargo offers an online personal spending report for retail customers.
Wells Fargo & Co. has introduced the "My Spending Report," a free online tool that automatically gives customers an all-in-one "big spending picture" of their personal finances. The report combines check card spending, credit card spending, checking and bill pay in one place and organizes transactions by...

Keeping the bounce within bounds: a review of what marketers need to know in light of the recent "final guidelines" from federal banking regulators.
Whether your bank promotes a formal "bounced check protection" program that advises consumers of a "discretionary limit" or adopts a more traditional approach of paying overdrafts on a discretionary basis without disclosing a limit, your institution needs to be aware of the recent guidelines on overdrafts produced by the...

BIR urges taxpayers to file their ITRs early; To avoid hassle; several payment modes bared.
Byline: JUN RAMIREZ The Bureau of Internal Revenue (BIR) urged yesterday all taxpayers in the country to file their income tax returns now and not wait for the April 17 deadline to avoid any hassles or inconvenience. BIR Commissioner Jose Mario BuA[+ or -]ag advised...

Tail of woe: Puppies stolen along with van.
Byline: Bob Welch \ The Register-Guard It's the canine version of the Lindbergh kidnapping. On Saturday, while revelers enjoyed the annual Eugene Celebration, someone stole a van that had five German shepherd puppies in it. Not ordinary puppies. Instead, puppies sired by Uno,...

Elementary biometrics. (Citings).
A technological revolution is brewing in an unlikely locale: elementary school cafeterias. In a few Pennsylvania schools, kids can now pay for lunches with their fingerprints. It's one of the first consumer applications of biometrics, an industry that offers an uneasy tradeoff, some argue, between efficiency and privacy. At...

TransFirst ePayment Services ... offering specialized processing solutions and services to the direct response industry.
TransFirst ePayment Services (formerly DPI Merchant Services) a leading provider of flexible and secure transaction processing solutions, has been servicing the direct response industry for the past 14 years. Transfirst ePayment Services' offerings include: * Merchant account establishment * Dedicated client service staff assigned to...