The Charity Register 2008-2009.
AN INTRODUCTION TO 218 SARASOTA CAUSES. WELCOME TO OUR ANNUAL compilation of local nonprofits that give to the needy, heal the sick and further the intellectual, cultural and humanitarian pursuits of us all. In addition to holding 501 (c)3 nonprofit certification, each of these organizations...

Different paths to mass consumption: consumer credit in the United States and West Germany during the 1950s and '60s.
A 1971 comparative study surveyed differences and similarities in consumer behavior and aspirations in Europe and the United States. Among the first and most glaring discrepancies the authors found was the use of consumer credit: "About one-half of all Americans both approve of and use installment credit. At the...

Commercial and consumer credit law - First Circuit properly construes holder in due course doctrine under Massachusetts Law.
Commercial and Consumer Credit Law--First Circuit Properly Construes Holder in Due Course Doctrine Under Massachusetts Law--Jelmoli Holding, Inc. v. Raymond James Financial Services, Inc., 470 F.3d 14 (1st Cir. 2006) Under Massachusetts law, a holder in due course takes a negotiable instrument free from the claims of...

Commercial and consumer credit law - class action remedy unavailable in First Circuit for plaintiffs seeking rescission under Truth in Lending Act.
Commercial and Consumer Credit Law--Class Action Remedy Unavailable in First Circuit for Plaintiffs Seeking Rescission Under Truth in Lending Act-McKenna v. First Horizon Home Loan Corp., 475 F.3d 418 (1st Cir. 2007) The Truth in Lending Act (TILA) provides consumers with the right to rescind their loan...

Money Management Tips for the Newly Unemployed.
Failure to Maintain Good Credit Can Hurt Chances of Finding New Job ATLANTA, Nov. 7 /PRNewswire/ -- With the nation's unemployment remaining high, Consumer Credit Counseling Service (CCCS) of Greater Atlanta today reminds people who have lost their jobs to continue paying their bills on time and...

No difference in Bush, Obama bailouts.
Barack Obama and George W. Bush seem to have come away from their study of the Great Depression with similar conclusions: To wit: After the Crash of 1929, the Federal Reserve did not move fast enough to save the banks and inject cash into the economy. Second,...

The deregulation of usury ceilings, rise of easy credit, and increasing consumer debt.
I. INTRODUCTION Few laws regarding economic regulation have a longer history than usury laws. (1) Strong attempts to limit usury punctuate Western history. Within the last century, however, these attempts have quickly unraveled. A convergence of factors in the industrialized world has produced the groundbreaking phenomenon of...

Consumer Credit Crunch Intensifies; Nearly one in four know someone turned down for credit in past three months.
Byline: Dennis Jacobe, Chief Economist Synopsis: New Gallup polling shows consumers -- particularly those with middle and lower incomes -- are feeling the impact as the nation's banking institutions tighten their lending standards. PRINCETON, NJ -- Early this week, the Federal Reserve Board reported that...

Consumer Confidence Up Slightly After Obama's Election; Daily tracking shows perceptions improving over past couple of days.
Byline: Dennis Jacobe, Chief Economist Synopsis: Gallup Poll Daily tracking reveals that U.S. consumer confidence has already improved after the historic election of Barack Obama as president, with the percentage saying the economy is agetting worsea down 4 points and the percentage rating the economy apoora down...