Business Options; Debt and personal finance.
Byline: Benel P. Lagua In the corporate setting, there is a running debate about what constitutes the optimal mix of debt and equity in considering the capital structure of the firm. It all starts with a realization that there are basic advantages to debt, primarily its interest...

A problem of riches: how the growing gap between the very wealthy and everyone else is destroying our society from within.
[ILLUSTRATION OMITTED] SIXTY OF US GATHERED RECENTLY in a Chicago church basement for a program about the precarious U.S. economy. For almost two hours, we sat on clanky metal chairs discussing rising gas and food prices, home foreclosures, declining wages, increasing personal debt, and our fears for...

Maxed out: the spiritual cost of personal debt.
Kym knows exactly what broke feels like. A few months ago she was out of work and low on hope. When it looked as though she and her two children would be evicted from their California apartment, Kym--a Catholic with multiple sclerosis and no car to get...

Women Thrown a Credit Crunching Lifeline by the Debt Divas.
CARDIFF, November 28 /PRNewswire/ -- A group of highly experienced female financial gurus have launched an online 'help-site' and forum aimed specifically at women having trouble managing their finances. Debt Divas (http://www.debtdivas.co.uk/ ) has been set up by female financial experts Melanie Giles, Melanie Nicholas, Susan Clay,...

Is your company in debt? Try a budget.
If your company finds itself in debt, you have a few choices: 1. Try to get on a game show where you grab-for-cash in a wind-tunnel 2. Pretend to be a Fortune 500 company and wait for the government to bail you out; or ...

With FreedomDebt.com, Financial Footing Is Just a Few Steps Away.
Debt-settlement service provides a pathway out of monetary madness SAN ANTONIO, Nov. 4 /PRNewswire/ -- It's hard to escape the constant reminders concerning today's economic volatility. They're everywhere, every day -- on television and radio, and in the papers and online news. And in many instances, the...

Weathering the storm: preparing for the downturn.
Mark Boughey, recently appointed associate director in our Bristol office, provides a check list to guide you through the downturn. It looks like the British economy is entering a sustained period of recession. World stock markets, mergers & acquisitions multiples and the availability of leverage debt, which...

Mitigating the impact of the credit crunch.
Adrian Wild discusses how the credit crunch and the wider economic slowdown might affect RPs, and suggests possible actions to limit the impact. Over the last decade or so RPs have operated in a relatively benign economic environment. The sector – with borrowings of over [pounds]31bn –...

Americans' Personal Finance Resolutions for 2008; Debt reduction tops the list of likely measures for 73% of Americans.
Byline: Magali Rheault Synopsis: An Experian/Gallup poll shows that 73% of American adults plan to take steps to reduce their debt burden in 2008. But other aspects of personal finance, such as loan consolidation and credit card management, aren't on most Americans' to-do lists for this year....

A culture of debt.
'Another day older and deeper in debt." In the old country song, that's what you got after you loaded "16 tons of number nine coal." That was back in the day when a hard-working man could still die singing, "I owe my soul to the company store." ...