Protect your credit rating: it can impact your future!
Picture yourself in the not-too-distant future. After years of toiling away in libraries and lecture halls--the moment has arrived. You are finally gearing up for your college graduation. As you stroll across the stage before family and friends, you're leaving college with an abundance of knowledge and skills, a...

An examination of customer retention behavior in debt management program.
Customer retention is a critical issue in service industries such as insurance and telecommunications given that these firms' stable profits are based on a continuous access fee paid by the customers (Keaveney & Parthasarathy, 2001). In the credit-counseling industry, customer retention can also benefit credit-counseling organizations in the same...

Student debt is profoundly affecting nursing: an investigation into the impact of student loan debt has revealed its negative effects on nurses' personal, professional and family lives.
STUDENT LOAN debt is having a profound and negative impact on nurses and the profession. Unless action is taken to reduce its negative impact, the nursing workforce crisis will deepen and threaten the viability of the New Zealand public health system. That's the disturbing conclusion reached by...

On the nature of federal bankruptcy jurisdiction: a general statutory and constitutional theory.
The words we have to construe are not only words with a history. They express an enactment that is part of a serial, and a serial that must be related to Article III of the Constitution, the watershed of all judiciary legislation, and to the enactments which have derived...

Bad credit: cashing in on the new bankruptcy law.
Remember "welfare queens"? That absurd image of black, inner-city, unwed mothers--purposely popping out illegitimate babies so that they could dine on filet mignon purchased with food stamps--strongly influenced the welfare "reform" debate and its pernicious outcome. The welfare-queen image was never an accurate description of the women who actually...

The due diligence model: a new approach to the problem of odious debts.
Odious debt is sovereign debt incurred by a government lacking popular consent, utilized for no legitimate public purpose. This specific subset of sovereign debt is separate from such issues as unsustainable debts incurred by democratic or quasi-democratic developing countries, or debts incurred by nondemocratic regimes for legitimate public ends....

Free shopping vouchers with every card.
Byline: Aman Dhall & Dheeraj Tiwari For easy loans SMS loan to 911. Get a credit card in 24 hours. Special offer to raise your credit limit. Free shopping vouchers with every card. Haven't you seen such banners at...

JdV to present new debt-relief strategy at Beijing conference.
Byline: BEN ROSARIO Speaker Jose de Venecia said yesterday he will present an expanded debt relief strategy that rejects debt repudiation before a conference of 80 political parties in a conference in Beijing. De Venecia said his plan will be a significant help for nations...

Systematic way: Key to repay home loan.
For many people, buying a house is a once in a life time event. This is because it is one of the most expensive purchases that a family will indulge in, running into several lakhs of rupees. The borrower must set aside EMI amounts regularly through the tenure of...

Rx for the system: we know how to create a better system. All we need is the moral outrage.
CLAUDIA KALMER and her husband, Doug, have always been proudly self-reliant. They have built their lives and livelihood around a small farm and nursery and selling their stained glass art at craft fairs. A road accident this fall leaves them wondering whether any of that will be left a...