The high price of auto insurance.
Legislatures are in the unenviable position of trying to keep everybody happy - taxpayers, accident victims, insurance companies and even lawyers. Most taxpayers know only two things about auto insurance: Forty-four states say they have to have it, and it costs too much. Americans paid an estimated $142...

Protect yourself with automobile insurance.
Byline: Kavita Sriram People who despise congestion, long queues and long waits, rely less on public transport and more on their own vehicles. Mahesh and his family decided to drive through the night, and spend their vacation in Goa. At around 10 at night, it began to...

Immunity doesn't bar third-party liability: somebody has to pay when an employee suffers serious injuries because a coworker crashed driving home from a work-related function. And in a recent case, that somebody was the insurer.
An injured employee deserved just compensation from a work-related accident despite the exclusive provision of the state workers' compensation law, a U.S. District Court in Pennsylvania found. After considering summary judgments in July in the ease of Nationwide Ins. Co. v. Chiao, the federal court ordered the...

IRC Study Estimates 14% of Drivers Are Uninsured.
MALVERN, Pa., Feb. 1 /PRNewswire/ -- The chances are about 14 in 100 that, if an insured car occupant is injured in an auto accident in the U.S., an uninsured motorist caused the accident, according to a recent Insurance Research Council (IRC) study. However, the problem varies...

Pennsylvania Insurance Department Reminds Consumers to Annually Review Auto Insurance Needs.
Latest Quarterly Newsletter Discusses Options Relating to Auto Insurance HARRISBURG, Pa., Jan. 22 /PRNewswire-USNewswire/ -- The Pennsylvania Insurance Department today reminded consumers to annually review their auto insurance needs, highlighting recent studies suggesting that up to one-third of all drivers have not reviewed or updated their auto...

Court limits recovery.
The Connecticut Supreme Court has determined that when a bystander's emotional distress is the result of witnessing the bodily injury of a third party, the only available recovery would be under the third party's per-person bodily injury limits as defined in the insurance policy. "The Court chose...

Adhesion contracts don't stick in Michigan: why Rory got it right.
INTRODUCTION It is every insured's nightmare: your insurance company rejects your claim due to your policy exclusions. Immediately, you feel anxious, angry, and scared. Why did you not read the policy provisions? Why did the insurance company fail to explain the terms better? Why did you not...

A conservative case for universal access to health care.
Universal access to health care has historically faced strident opposition from political conservatives in the United States, although it has long been accepted by most conservatives in the rest of the industrialized world. Now, in a global economy where American business is crippled by the rising cost of market-based...

FOR THE RECORD.
Byline: The Register-Guard Births McKENZIE-WILLAMETTE MEDICAL CENTER SPRINGFIELD May 11, 2004 Mikulich-Minyard - Erin Mikulich and Travis Minyard, of Lowell, a daughter. Deaths Avery - Helen Iona Malone Avery, 93, of Eugene, formerly of Walterville,...

A divided court in more ways than one: the Supreme Court of Delaware and its distinctive model for judicial efficacy, 1997-2003.
I. INTRODUCTION In recent years, the nation's focus on judicial affairs tends to concentrate on the most identifiable level, namely the Supreme Court of the United States. Most notably within the past year, the Supreme Courts' decisions in Grutter v. Bollinger (1) and Lawrence v. Texas (2)...