Protect yourself with automobile insurance.
Byline: Kavita Sriram People who despise congestion, long queues and long waits, rely less on public transport and more on their own vehicles. Mahesh and his family decided to drive through the night, and spend their vacation in Goa. At around 10 at night, it began to...

IRC Study Estimates 14% of Drivers Are Uninsured.
MALVERN, Pa., Feb. 1 /PRNewswire/ -- The chances are about 14 in 100 that, if an insured car occupant is injured in an auto accident in the U.S., an uninsured motorist caused the accident, according to a recent Insurance Research Council (IRC) study. However, the problem varies...

Report: More Uninsured Drivers Unleashed on Texas Roads.
Allstate Issues 2009 Traffic Alert IRVING, Texas, Jan. 30 /PRNewswire/ -- More than 21,000 Allstate insured drivers in Texas were involved in car accidents with drivers who had no auto insurance in 2008. According to a recent report by the Insurance Research Council, the economic downturn could...

The high price of auto insurance.
Legislatures are in the unenviable position of trying to keep everybody happy - taxpayers, accident victims, insurance companies and even lawyers. Most taxpayers know only two things about auto insurance: Forty-four states say they have to have it, and it costs too much. Americans paid an estimated $142...

Personal injury from vehicle accidents--is there insurance?
[ILLUSTRATION OMITTED] The General Insurance Scheme in Alberta Motor vehicle accidents are the source of thousands of personal injuries every year. They result in enormous cost to the health care system and in lost productivity when the injured are prevented from doing their day-to-day work....

Pennsylvania Insurance Department Reminds Consumers to Annually Review Auto Insurance Needs.
Latest Quarterly Newsletter Discusses Options Relating to Auto Insurance HARRISBURG, Pa., Jan. 22 /PRNewswire-USNewswire/ -- The Pennsylvania Insurance Department today reminded consumers to annually review their auto insurance needs, highlighting recent studies suggesting that up to one-third of all drivers have not reviewed or updated their auto...

Court limits recovery.
The Connecticut Supreme Court has determined that when a bystander's emotional distress is the result of witnessing the bodily injury of a third party, the only available recovery would be under the third party's per-person bodily injury limits as defined in the insurance policy. "The Court chose...

Immunity doesn't bar third-party liability: somebody has to pay when an employee suffers serious injuries because a coworker crashed driving home from a work-related function. And in a recent case, that somebody was the insurer.
An injured employee deserved just compensation from a work-related accident despite the exclusive provision of the state workers' compensation law, a U.S. District Court in Pennsylvania found. After considering summary judgments in July in the ease of Nationwide Ins. Co. v. Chiao, the federal court ordered the...

Texas Supreme Court: No Underinsured Motorist Coverage For 'Good Samaritan' Injured While Assisting Motorist.
In U.S. Fidelity & Guar. Co. v. Goudeau, ___ S.W.3d ___, 2008 WL 5266378 (Tex. Dec. 19, 2008), the Texas Supreme Court held that a "Good Samaritan" who suffered serious injuries while assisting another motorist was not entitled to coverage under his employer's underinsured motorist policy because he was...

Bad faith affirmed: conducting a thorough and fair claim investigation leaves little room for questions on motivation.
It is well-settled that an insurer must thoroughly investigate an insured's claim and inquire into all possible bases that might support the claim. Failing to do so is unreasonable and constitutes the tort of bad faith. Recently, in Wilson v. 21st Century Insurance Co., the California Supreme...