Contractor may not be better deal.
Byline: ON THE JOB by Bureau of Labor and Industries For The Register-Guard Question: I own a small, startup business. I need someone to come in and help me, but I can't afford to pay workers' compensation insurance, unemployment insurance, minimum wage, overtime and employer taxes for...

WGA Ranked as the #1 D&O Broker to Technology Companies.
BOSTON, March 28 /PRNewswire/ -- William Gallagher Associates ("WGA") has been ranked as the #1 Directors' & Officers' Liability ("D&O") insurance broker nationally to the Biotechnology and Pharmaceutical industry sector by the Tillinghast-Towers Perrin 2000 Directors' and Officers' Liability Survey. This same survey also ranks WGA as...

Regulatory Liability Cover.
Chubb Executive Risk has unveiled a new regulatory liability insurance for health care organizations that is designed to cover government antifraud and anti-abuse enforcement. The policy covers up to $1 million (subject to underwriting) of civil and criminal defense expenses, as well as settlement costs for alleged fraud and...

Feeling motivated yet? Long-term unemployed people's perspectives on the implementation of workfare in Australia.
Introduction A common assumption of workfare programs is that many of the long term unemployed exhibit deficits in motivation to engage proactively in the search for paid work (Wanberg, Kanfer and Rotundo, 1999; Hawksworth, 1992). Such assumptions are based on the proposition that being on unemployment benefits...

Cayman: The Next Bermuda?
Cayman, the second-largest captive domicile, is trying to broaden its scope, aiming to become an insurance and financial services center to rival Bermuda. The Cayman Islands want to be seen as more than just a health care captive market. Where once the domicile had carved its niche...

Look into fiduciary liability insurance: this policy fills in a big gap left by D & O insurance.
AS A DIRECTOR or officer, you may be a fiduciary of your company's retirement and other employee benefit plans, even if you have not been designated a "named fiduciary." With the status of fiduciary comes potential personal liability to plan participants--liability generally not covered by D & O insurance...

`Underground' notes; Skirting of state hiring laws focus of forum.
Byline: Lisa Eckelbecker WORCESTER - Employers who skirt the law by paying workers under the table or improperly treating them as contractors make up a significant part of the construction and trades industry, making it harder and more costly for law-abiding union and nonunion businesses to survive,...

Hynix employees greeted news of their job loss Wednesday less with anger than a sense of grim acceptance, people at the plant said.
Byline: Diane Dietz The Register-Guard Hynix employees greeted news of their job loss Wednesday less with anger than a sense of grim acceptance, people at the plant said. Four months ago, the company began shutting down machines here and there across departments. Two months ago,...

Elisa "Alice" Viscosi, 83.
WORCESTER Elisa "Alice" (Berni) Viscosi, 83, of Worcester passed away peacefully, Sunday, October 12th 2008 in her home surrounded by her beloved family. Elisa's husband of 53 years Carmen A. Viscosi passed away in 1999. She is survived by her three devoted daughters; Linda M. Limoli and...

Ill-advised measure; Sick-leave mandate sends anti-business message.
COLUMN: IN OUR OPINION At a time when Massachusetts' economic well-being depends on promoting private-sector growth, a legislative committee's plan to micromanage sick-leave policy in the private sector is ill-conceived. The Labor and Workforce Development Committee last week approved a measure that would require employers...