Want to reduce your workers' compensation costs? Risk management holds the key: workers' compensation premiums have jumped by more than 100 percent for many vending operators. The causes are multiple, but operators can manage costs by implementing an effective risk management program. (Special Report).
The cost of workers' compensation insurance is one of the fastest rising operating costs for automatic merchandisers today. Many operators have reported more than 100 percent increases in workers' comp premiums this year. Insurance industry experts note that underwriters are now, after 15 years, underwriting and evaluating exposures to...

Employers' Liability.
The standard workers' compensation and employers' liability policy used by all insurance companies countrywide has, in addition to statutory workers' compensation coverage, Part Two employers' liability insurance (formerly captioned Coverage B). This coverage is intended to provide insurance protection to employers (insureds) for work-related liability suits, claims not covered...

Proposed pension reform legislation--expanding liability? (Up Front).
In the wake of the recent rash of large company failures with disastrous results for employees' pension funds, many employers are taking a closer look at their employee benefits and their potential exposure to litigation. They're not alone. The U.S. Senate Finance Committee is examining the Employee Retirement Income...

Insurance Broker Capacity Coverage Alerts Companies About Costly Workers Compensation Mistakes.
Mahwah, N.J., Nov. 30 /PRNewswire/ -- New Jersey-based insurance broker Capacity Coverage is warning businesses to avoid a costly workers compensation mistake. Many businesses don't realize there are "monopolistic states" where the state controls all Workers Compensation insurance -- Wyoming, North Dakota, Washington, and Ohio. West Virginia recently changed...

Exclusive remedy in a nutshell. (Workers Comp).
As a general rule, workers' compensation remedies are exclusive of all other remedies for injuries within the coverage of the act suffered by employees against an employer or insurer. This bar also applies to an employee's dependents to the extent that they are covered by a compensation act. But...

Ergonomics Standards & EPLI.
The well-publicized and controversial OSHA ergonomic standards, effective on Jan. 16, 2001, raise interesting issues, some of which are being challenged in the courts. OSHA lists work-related musculoskeletal disorders as the leading workplace injury in the United States, which costs employers $15 billion to $18 billion in workers' compensation...

Employment-related crimes.
I. INTRODUCTION II. WORKER SAFETY A. Occupational Safety and Health Act 1. Employer's Willful Violation of Standard Causing Death a. Elements of the Offense i. Employer ii. Willful Violation iii. Specific Standard iv. Causes Death b. Defenses i. Preemption ii. Isolated Occurrence iii. Impossibility of Compliance iv. Greater Hazard...

Employment-related crimes.
I. INTRODUCTION II. WORKER SAFETY A. Occupational Safety and Health Act 1. Employer's Willful Violation of Standard Causing Death a. Elements of the Offense i. Employer ii. Willful Violation iii. Specific Standard iv. Causes Death b. Defenses i. Preemption ii. Isolated Occurrence iii. Impossibility of Compliance iv. Greater Hazard...

Employment-related crimes.
I. INTRODUCTION II. WORKER SAFETY A. Occupational Safety and Health Act 1. Employer's Willful Violation of Standard Causing Death. a. Elements of the Offense i. Employer ii. Willful Violation iii. Specific Standard iv. Causes Death b. Defenses i. Preemption ii. Isolated Occurrence iii. Impossibility of Compliance iv. Greater Hazard...

Employment-related crimes.
I. INTRODUCTION II. WORKER SAFETY A. Occupational Safety and Health Act 1. Employer's Willful Violation of Standard Causing Death a. Elements of the Offense i. Employer ii. Willful Violation iii. Specific Standard iv. Causes Death b. Defenses i. Preemption ii. Isolated Occurrence iii. Impossibility of Compliance iv. Greater Hazard...