Creating a safety culture: by taking a proactive, practical approach to developing and sustaining a fleet safety culture, your organization can greatly improve both employees' well being and the bottom line. (Fleet Safety).
Who is at greater risk of an accident in your organization: a sales rep or an industrial equipment operator? The answer might surprise you. Most organizations readily recognize the risks faced by employees in industrial settings and take significant measures to reduce those risks, through compliance with...

SELF - INSURANCE.
Recovery: An Underused Tool The self-insurance explosion has created many new burdens for employers, many of whom may be new to self-insurance. There is a need to hire numerous outside vendors, who you believe in and trust to support your self-insured program. Many times, however, employers assume...

A post-industrial age turnaround.
A new workers' compensation claims strategy is gaining momentum among employers and insurers. Some advocates say the strategy's success is a sign that conventional claims practices are deeply flawed and that we have misjudged what many injuries are all about. The new strategy fixes work processes, not...

Experts tune up for workers' comp bully pulpit: "heavy-hitters" on deck at annual workers' compensation conference in Chicago next month. Discussion topics include claims management, cost reduction and loss prevention, integrated disability management, key injuries and conditions, legal issues and even bullying.
Technological changes could soon turn the workers' compensation world on its ear. Bigger doesn't always mean better--or cheaper, says industry veteran Tom Rosencrants. Smaller businesses have the potential to achieve major competitive advantages through the adoption of new technology. The founder, president and CEO of Atlanta-based Ravello Solutions kicks...

PEOs: how they service the system. (Workers' Comp).
A professional employers organization arrangement establishes a co-employment relationship through which both the "work-site employer" and the PEO have legal rights and obligations with respect to the same group of employees. In such an arrangement, the employer supervises and directs the day-to-day activities, controls working conditions at...

Practical perspective on employment law.
It is important that Canadian businesses and employees be familiar with some practical aspects of employment law as they manage their relationships. This article will answer some common questions and high-light some recent developments. Employee vs. Independent Contractor When hiring an individual to provide services,...

Striking ACORD with XML standards: ACORD's plan for data standards is one step closer to implementation. Attendees at the organization's annual meeting in Florida received an update. (Insurance Executive).
It's been more than a year since ACORD, the Association for Cooperative Operations Research and Development, announced its eMerge initiative, eMerge was intended to be the beginning of a common global insurance industry data standard. It is an XML standard for life insurance, property and casualty insurance, and reinsurance....

HIPAA and the self-insured. (Self-Insurance).
Health Insurance Portability and Accounting Act of 1996 (HIPAA) has a number of key sections that will directly impact self-insured health plans this fall. It is important that self-insured employers get a heads up on what is expected in the next year. HIPAA has five major objectives: ...

Rumblings of insurance alternatives at AIRMIC.
Britain is going through another turbulent period with its continental neighbors in Europe. The war in Iraq triggered a serious rift with France and Germany. The government also decided the U.K. would retain the pound as its currency, eschewing the Euro for now. As if that weren't...

Temp workers and benefits. (Benefits).
Demographers call them the working poor, but employers know them as just another class of line employees: seasonal or temporary employees, beginning service or industrial hourly workers, retail stock or sales employees. Some of these workers may have medical coverage with former employers, but lost their insurance...