Insurance Group Names PHA as 'Most Improved' Housing Authority.
PHILADELPHIA, Nov. 6 /PRNewswire/ -- Building modern, attractive affordable housing has produced many positive results, but here's another one to add to the list - fewer insurance claims. Citing the Philadelphia Housing Authority's remarkable decline in injury claims, the Housing Authority Insurance Group has honored PHA as its Most...

The detection of malingered psychopathology and cognitive deficits: employing the Fake Bad Scale and the Raven's Standard Progressive Matrices.
The feigning of cognitive deficits and the feigning of psychopathology are generally regarded as two separate domains of malingering. Malingering detection techniques have usually been developed and applied with this distinction in mind. This study is one of the first to integrate malingering detection approaches across the cognitive and...

Insurance insights: new products available for home-based businesses.
Over the past decade, the number of home-based businesses in the United States has grown tremendously. In fact, a 2002 survey by the Independent Insurance Agents & Brokers of America (IIABA) found there were 12 million home-based businesses in America. This survey also reported that a majority of the...

Golf: validity and enforceability of exemption clauses in south African law.
1. Introduction Exemption clauses that exclude civil liability for damage, loss, injury and even death, have, in various forms, become standard features of contracts in South Africa. (1) It is particularly in the case of standard form adhesionary contracts, where the terms of the contract are determined...

Disability, dysfunction, or deception: explaining acquired occupational disability.
Abstract Acquired disability following trauma is an area that is in dire need of discussion and explanation. Unless an expert is fully informed of the multitude of pre- and post-injury medical and psychosocial dynamics that surround an individual's claim of occupational disability, he or she may not...

Combating counterfeit pharmaceutical marketing.
Counterfeiting is a serious problem in the pharmaceuticals industry--made worse because more people are buying pharmaceuticals online without really knowing what they are getting. This problem is not new. Twenty years ago, 1 million counterfeit birth control pills made their way into the U.S. market, causing injury...

Recent automobile insurance reforms in Canada.
Recent automobile insurance reforms in certain provinces of Canada are aimed at limiting recovery of non-pecuniary compensation for traffic injury claimants by means of capping. In Canadian provinces (except Quebec), motor vehicle liability evolved from tort law, particularly from the fault-based principles of negligence, which were first developed in...

Planning for what lies ahead: life-care plans, once an afterthought, are now being used early on to help injured employees, employers and insurers prepare for the road ahead and to minimize unexpected problems and costs.
An employee at a construction site falls from scaffolding and lands on a concrete floor, suffering multiple broken bones and a severe spinal cord injury that will leave him a paraplegic. Until the accident, the 31-year-old man had been healthy and physically fit. Now, he is confined to a...

The First Amendment and diet industry advertising: how "puffery" in weight-loss advertisements has gone too far.
I. INTRODUCTION II. BACKGROUND A. Evolution of Commercial Speech and the First Amendment B. Evolution of the Diet Industry C. Regulatory Framework Governing the Diet Industry 1. Relationship Between the FDA and the FTC 2. FTC as the Primary Regulator III. ANALYSIS A. Diet Industry Continues To Make Misleading...

Protect yourself with automobile insurance.
Byline: Kavita Sriram People who despise congestion, long queues and long waits, rely less on public transport and more on their own vehicles. Mahesh and his family decided to drive through the night, and spend their vacation in Goa. At around 10 at night, it began to...